California Injury Blog

Of course Allstate and State Farm are going to be at the top of the list when they are the top two companies in the United States to insure people! I am sorry but you are going to have bad experiences no matter where you are insured when you have bad people filing claims. People complain about how much insurance costs them but it is those same people that are out filing claims on every little thing they can. What do you think makes the cost of insurance go up!!! The more frivolous claims people file the more your insurance costs everyone!!! Its not that insurance companies are denying all claims just the stupid frivolous ones that they feel like people should be paying out of there pockets. Insurance is designed for major catastrophic claims. Not every little bit of roof damage you have.....

Accepting that since Allstate and State Farm are the top two companies in insure people does not give them the right to be the worst at fairly paying claims.

Let's talk frivolous. For a law firm to file a frivolous claim would be economic suicide. Insurance companies do not pay frivolous claims.

What insurance companies do every day is create frivolous defenses. Even in the clearest of liability situations, where they know their insured is at fault, they still deny paying claims and file answers to law suits that not only deny liability but deny that the accident even happened.

Over thirty years I have filed thousands of lawsuits. Not once has an insurance company as much as admitted that the accident in question happened.

The insurance companies, every day file frivolous denials to claims they know are valid. They deny, deny, delay and delay. They have determined that it is to their economic benefit to deny and delay claims, so that is what they do.

The result of their deny and delay tactics is their profits go up and a great deal of lawsuits are filed in cases where the insurance company knows they are liable and just wants to extend the day of payment.

Frivolous defenses to legitimate claims is a much bigger problem than frivolous lawsuits.

Hopefully you will never have to experience the claim process yourself.

If Allstate is the worse Insurance company in America .why are they still in Business? The Consumers have the power to say enough is enough and this greedy giant will soon be out when you jointly bad mouth their name.i can not pay a dime to these companies.they are not good for us and they should not take our money

American Family screwed me over and I found out that they were on the list of worst insurers, after the fact, when it comes to claims.

Insurance company's among other devious businesses exist because the lazy American people aren't using their God given brains to understand and be willing to fight government corruption.

At this moment the political parasites are not only dumping America down the rat hole but taking "We The People" to the cleaners first and dumping us down the same rat hole.

To better understand the difference between the great creators, the thinkers, the artists, vs. the parasites ponder this; The creator stands on his own judgement-the parasite follows the opinions of others. The creator thinks- the parasite copies. The creator produces, the parasite loots. The creator's concern is the conquest of nature, the parasite's concern is the conquest of man.

The creator deals with men by free exchange and voluntary choice. The parasite seeks power. He wants to bind all men together, collectively, in common slavery. He clains that man is the tool for use of others. He is opposed to anything the creator produces and fights the creator at every turn.

Every invention was denounced, but the creators with unborrowed vision went ahead. All people must think as the parasite thinks and act as they act and live in selfless joyless servitude to any need but his own.

Over a thousand years ago a man discovered how to make fire. He was probably burned at the stake, but he left his brothers a gift that lifted darkness off the earth.

Look at history,everything we have, every great achievement has come from some independent mind. Every horror and destruction came from attempts to force men into a herd of brainless robots without personal rights, without personal ambitions. Without will, hope or dignity.

America, the noblest country in the history of men, was based on the principal of individualism, the principal of man's inalienaboe rights. It was a country where a man can seek his own happiness. To gain and produce, to achieve, not plunder. To hold his possession a sense of his personal valules and as his highest virtue, his self respect.

Look at the results of what's happening today. The parasitic collectivists expect you to join them and destroy the rest of the earth that hasn't already been destroyed.

Ironically enough, Kirby Allan's condemnation of copiers as parasites is a word-for-word plagiarism from "The Fountainhead" by Ayn Rand.

See: http://en.wikipedia.org/wiki/The_Fountainhead_(film)#Individual_vs._Collective_Monologue

This is all so confusing to me. What then are the 10 BEST Insurance Companies and where can I find information on them?