Pro Bono Helps During A Recession
Our country has been going through very tough times during the last few years, but certain pro bono lawyers can make it easier. There has been high unemployment and businesses failing. Families who used to have middle class incomes are now living on the street and frequenting homeless shelters. It is very hard to begin to understand exactly what happened even if you're an economist, but many people have decided that rather than spending time on deciding why they will spend time on helping people who are in tough situations.
Attorneys doing pro bono work have turned their attention to people facing foreclosure of the homes that they have enjoyed for years. When two attorneys in Maine began to help some people with foreclosure issues, they stumbled upon a fraud case against one of the largest mortgage companies in America. By uncovering a "robo-signer", they managed to halt foreclosures in 23 states. A "robo-signer" is person who automatically signs a document without reading the provisions of the document or checking it for accuracy. The law requires certain elements in each mortgage document that make the mortgage a legal and binding. The "robo-signer" for GMAC Mortgage admitted to signing 10,000 mortgages a month. Many of these mortgage documents were not binding or valid, thus the foreclosure was not valid either.
Through their pro bono work, the two attorneys in Maine not only saved the homes of their clients, but also opened up a Pandora's Box of fraud that saved many homes throughout the country. GMAC mortgage was not following the law and was taking advantage of its mortgage customers by trying to process mortgages too quickly looking for a profit. The investigation by pro bono attorneys found the criminal action and helped a lot of people who otherwise would not have been able to afford their help.
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